Time to get on the bandwagon - time to buy.  Why?  well, if you keep your property for 5 years, it could appreciate by a lot of $$!!  Then you can use this money to put a small down on another house - move there, and rent out the first house.  Rents are going up, too!  You have a win-win situation, using leverage.  

I was watching Flip or Flop the other day - they buy for cash - NO leverage, because they are in, fix up, and sell.  No time for appreciation, except for what they build in to the ...
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It's been a long road down the not-so-crimson pathway in short sale land.  Here's a familiar rant about what is happening - and it isn't even all about the banks (it's the buyers and sellers, too).

1.  I have a short sale listing - but the sale is going down the tubes.  Both 1st and 2nd Banks OK'd the sale, BUT.  The BUT is they (Nationstar) want to close in 10 days.  Why they won't budge, I don't know.  The seller is unhappy, thinks we aren't working h...

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